Your platform for a branded benefit currency
Ecoo lets you create and manage digital spending credit under your own brand. People receive, earn, or buy the credit and use it to pay at businesses selected for your program. You decide who can take part, how the credit is funded, and where and when it can be used.
Ecoo brings the digital wallet, spending rules, participating businesses, payments, campaigns, and reporting together in one platform.
- Developed in Switzerland
- Under your brand
- Your spending rules
- Selected businesses
- Program reporting
What is a branded benefit currency?
The credit represents a funded amount that people can use for purchases within your selected business network. It carries your program's name and has a defined spending value. You can call it a coin, credit, or another name that fits your brand. People see the amount available, find businesses that accept it, and pay through the digital service.
Your organization defines the program. Ecoo provides the platform to run it.

Give your brand a place in everyday transactions
A branded benefit currency turns an offer into something people can spend. Your name stays visible when they check their credit, choose a business, and pay. It connects your communication with a useful service that people can return to.
You decide where the funding can be spent, while participants choose among approved businesses. Reports show how the currency is used, helping you improve the offer, campaigns, and business network.
Your brand
Your spending rules
Clear information about use

One platform, different business applications

Customer and member benefits
Create a benefit currency that gives customers or members a reason to use your offer between purchases or renewals.

Employee benefits
Provide funded employee benefits with a choice of approved providers and clear spending rules.

Cities and destinations
Connect a place's identity and marketing with spending at participating local businesses.

Rewards and incentives
Reward a verified activity with credit participants can spend within your network.
From program design to payment
Define the audience, funding, participating businesses, and rules. Credit is then provided, purchased, or earned according to your program. Participants find businesses and pay through their digital wallet. Your team manages the program and reviews its use in Ecoo.
Before launch, we confirm the functions, who recruits participating businesses, day-to-day responsibilities, and payment arrangements with you.

The technology behind CSS Coin
CSS Coin gives eligible CSS supplementary insurance customers in Switzerland savings at participating health-related businesses, under the CSS brand.
CSS funds the discount, its operating partner runs the service, and Ecoo supplies the technology.
Read the CSS Coin case

In practice with CSS Coin
CSS Coin shows how a branded benefit currency works in a customer program. Eligible customers with supplementary insurance at CSS in Switzerland buy coins for less than the amount they can spend. CSS covers the difference. Customers use the credit with approved participating health-related businesses.
Give your rewards or local spending offer its own name
You can call the spending amount a coin, reward, allowance, or member credit. For example, a destination can give a visitor offer a local coin name. The name connects it to your brand; clear funding and spending rules explain what people receive and where they can use it.

Build a benefit currency around your business
Start with your audience, your business objective, and the value you want to offer. We will help define the program and the platform requirements.
